Removing arrow financial services from my credit reports helped me get back on track financially big time!

Arrow Financial Services belongs to a larger group called Asset Performance Group. Both are a part of Sallie- Mae family of companies. Arrow Financial Services has its regional office in Niles, Illinois. Arrow Financial is essentially a third party debt collection agency.  It deals with unpaid debts on behalf of other companies.

Being a debt collection agency is definitely not one of the easiest things to do. This is especially true in USA, where debt collection agencies have earned quite a reputation for themselves.

But there is no one else to blame for this state of affairs, other than the debt collection agencies themselves. Can they expect a positive response to all the negativity that they continue to churn out in to the world? Law of Nature states otherwise!

Debt collection agencies have been known to terrorize debtors in their quest for getting debts paid up. Terrorize is the right word; do not think that it is farfetched. You can understand the agony of dealing with debt collection agencies only if you experience it firsthand.

No stories or news will do. Debtors have literally been driven to commit rash things like attempting suicide or fall in to a dark pit of emotional breakdown as an outcome of their dealing with debt collection agencies that are not only after their money but also out to destroy their emotional, mental and financial well being.

I can say all this with so much conviction because I have experienced the entire trauma myself. My name is Casey and I had a lot of dreams when I decided to join college. Actually everything was going extremely well in the beginning. I was even taken aback at the ease with which credit card companies decided to approve my credit card.

I also managed to get my student loans approved without much headaches. I almost felt that life was suddenly a bed of roses with all the money that I got from the credit cards and student loans. That euphoria did make me a bit reckless and I was tempted to spend a bit of that money in shopping and buying stuff for myself. But the major part of the money was indeed spent in paying for my education and college expenses.

But I had almost $ 60,000 in loans and the only source to pay the EMIs and the credit card bills was a part time job, which I managed to do after college hours. This job did not pay much. After all how much could waiting at tables earn me?  I did manage to make ends meet in the initial few months, but soon I realized that the balancing act was getting all out of control.

I was defaulting on credit card bills in one month and on paying EMIs in the next month. I knew I was in trouble when I started receiving several intimation letters from the credit card company and the bank to get all the outstanding dues cleared. But I really could not find a way to earn that amount of money.

Matters started taking a turn for the worse after that. My originating creditors decided it was time to bring the third party debt collection agency in to the picture. Arrow Financial charged off all the debts at this point.

Now I had Arrow financial agents calling me up to clear the dues, but when I said that I could not find a solution to this problem; they plainly refused to listen. Soon they destroyed my credit scores beyond credit worthy values and I was shocked to learn that my credit scores were at an embarrassing 594.

I was sure that no company would hire me for a job in future, because credit check was almost a crucial part of background check. Such low credit scores would almost imply that I either had a drug addiction problem or maybe I was totally irresponsible, making my prospective employer back out from offering me a job.

The negative collection accounts sent in by Arrow Financial Services had marred my financial future. I was almost in despair when my friend realized that she had to show me the way to an effective solution. She suggested that I contact the Lexington Law Firm to get my credit score repaired.

She said that the Lexington Law Firm had almost 2 decades of experience in helping debtors like me in getting their credit reports sorted. They had already helped over half a million other debtors like me. That is what got me interested and I contacted these Lexington Law guys without any delay.

My first deletion letter!

Here is my first deletion letter informing that arrow financial services had been taken of my credit report!

They assured me that everything would work out fine. And sure enough, I began to receive mails from the firm informing me of removal of the negative collection accounts and other negative entries. This made my credit score jump from 594 to 745 in a very short time. The Lexington Law attorneys raised a dispute against all the negative entries with all 3 credit unions and got them removed successfully.

If you too are despairing about your embarrassing credit scores, then it is high time that you contacted the Lexington Law Firm attorneys. They are adept at removing all kinds of negative entries including charge offs, liens, repossessions, civil judgments, bankruptcy, late payments etc. Just give them a call on 1-800-251-3505 and take a deep breath of relief. Let the experts do what they do best- credit repair!

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