Total Card Inc is One of Many Collection Companies That Can Greatly Damage Your Credit Score – But You Can Fight Back
Total Card Inc is a debt collection agency that buys “past due” or unpaid accounts from other merchants and/or works with merchants, retailers and lenders that extend credit to consumers by providing collection services.
Collection services are basically when another company get’s involved with the “accounts payable” aspect of a business or enterprise. And collection agencies have a big bag of tricks they will deploy when communicating with consumers to get them to pay.
Some of the things they will do – is offer to ruin your credit score and financial future if you do not pay up. They will also stack additional fee’s and interests onto the original amount to sweeten the pot for themselves so they can stem a larger profit.
Not all debt agencies are rude – but some have agents that can be real jerks. Some are not willing to work with you and can get pretty offensive over the phone – that is why it is important to do the following:
Get credit advice related to your particular situation – to figure out where you stand and where you can go – based on your present situation and cirumstances.
Lexington Law Firm can help you out in this department – they have paralegals standing by that can provide you with a free consultation and advice geared and applied specifically to your unique situation.
And they will also offer more services if they honestly feel they could benefit you and your circumstance for the long haul – consider calling them today at 1 855 255 0118.