My Experience with Palisades Collections LLC, Was Much Less Than Pleasant. Luckily, I Was Still Able to Get Rid Off The Debts They Stamped On My Credit Reports.

Palisade Collections LLC has its office at Englewood Cliffs, New Jersey. This debt collection agency has been in debt collection business since a long time. Since its major business is involved with buying of unrealized debts at extremely low prices and inflating the debts by adding all sorts of charges and fines to it, Palisades Collections LLC can be rightly called as a third party debt collection company.

I have had a very bad experience with this company a few years back.  Okay let us get introduced first. My name is Casey and I have had firsthand experience in dealing with debt collection agencies like Palisade Collections LLC. Just a few years back when I was trying to get in to college, I had to avail of many loans to fund my college expenses.

I was actually a little surprised that there seemed to be no problem in getting the credit card companies to extend me credit without much fuss or ado. Little did I realize that they were only too eager to enroll me in their long list of debtors to take advantage of later on, when the conditions were right.

Anyhow I did get credit cards approved and my bank also approved my student loans. Soon I was enjoying $ 60,000 in credit in an unbelievably short time. I wish I had been a bit more competent back then in managing and handling my finances in a better fashion.

Call it the recklessness of youth or overshooting levels of optimism; one thing was sure that I did use a little bit of money out of the loans to spend on my shopping and other stuff. But I made sure that I used up the entire remaining amount to pay my college fees and educational expenses.

Back then, I believed that there could be no one better geared to face the financial challenges than myself. After all I had taken up a part time job after college hours to finance my credit bill payments and EMI payments. But my castle of dreams crashed soon enough and I was left with a heap of unpaid credit card bills and warning letters from my bank to pay up the defaulted EMI payments. My part time job was waiting at tables; how much could I possibly earn from this job? No wonder that I could not pay the bills and EMIS in time.

Taking a loan and repaying it back is a huge responsibility, which I clearly was not ready to take on at that age. But why would the credit card company and the bank understand all this? They had their business to take care of and sure enough they found the easiest way out of the mess. They charged off my debts to a 3^rd party debt collection agency and  I was soon on the way to more trouble.

The debt collection agencies started to call me up more than 6 times in a day. They began to use some of their famed underhand techniques to make me pay up the money soon. They not only started harassing me, but also began harassing my parents by calling them up at odd hours and forcing them to make me speeden up the repayment of my dues.

Despite all this mayhem, I still had not realized what lay in store for me ahead. When I tried to secure a better job with better pay, the company decided to peek in to my credit score as a part of their routine background check. That was when I discovered that I was being cornered by the debt collection agencies. They had sent in negative collection accounts against my credit score making it plummet down to a terrible 594 and scarring my credit reports in the process.

I soon woke up from the prevailing state of recklessness, because I realized that the debt collection agencies had not only spoilt my credit worthiness, but also dashed all chances of finding any suitable employment in the future.

When I confided my problems in my friend, she was practical enough to suggest a solution to this burning issue. She mentioned something about a credit repair firm called the Lexington Law Firm, that was based in Salt Lake City, UT. The fact that this firm had over half a million of satisfied customers caught my attention soon. I contacted them and they studied my case first.

After that the attorneys here assured me that everything would work out smoothly and I could start preparing for new job soon. True to their promises, the Lexington Law Firm attorneys managed to get all the negative collection accounts and entries removed from my credit reports. They made sure that the dispute was raised with all the 3 credit unions, regarding this matter.

Lexington Law Got this Nasty Collection Removed!

This is My First Palisades collections LLC deletion! I was so happy, words can't even begin to describe!

Soon I began receiving mails intimating me of removal of one, then three and finally ten negative entries listed against my account. Needless to say, my credit scores began rising up and within a short time I was enjoying credit scores of 745.

Here is another letter showing other deletions that were put into effect, as a result of Lexington law!

Here are some other bad pieces on my credit that got removed thanks to Lexington Law!

My Credit Score Rose to a 729 and then eventually a 745 after all Was Said and Done!

I have since secured a new line of credit and have also purchased a new car, all thanks to the improved credit scores. If you too have been wondering how to get your neck out of the negative credit report mess, then call the Lexington Law Firm guys now at 1-800-251-3505. They are experts in getting negative entries like charge offs, liens, repossessions, civil judgments, bankruptcy, late payments etc removed. So call them now and enjoy your peace!

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