RJM Acquisitions – Clear Off Your Collections Accounts

November 28th, 2011 by Charged Off Team
My RJM Acquisitions story

My RJM Acquisitions story was By no Means Pleasant. I'm so happy Lexington Law was Able to Help Me Remove Them From My Credit. Today I have a 707 Credit Score Thanks to them!

RJM Acquisitions is a debt collection company that has its head office in Syosset, NY. This debt collection agency is an addition to the long list of debt collection agencies mushrooming up all over USA. Many of these debt collection agencies also have offices worldwide to deal with their international businesses.

Getting in to the way of debt collection agencies is not a good idea at all. Well I learnt this the hard way. Before proceeding any further, I think I should say a few things about myself. I am Jessie and I would like to share some of my personal experiences with all of you here. Just a few years back I was suddenly out of my job.

All of a sudden I had no income but the credit card bills never stopped coming. Well I had enjoyed the credit and now I was required to pay the bills, but sad to say I was in no position to do that.

To add to the complications that were already prevalent I had to pay EMIs for my car loan too. With no income and lots of expenses, I was flabbergasted and did not know what to do. The credit card company and the bank got tired of sending me reminders to pay my dues up. Soon they lost their patience and hired debt collection agencies to come in and take the story forward from that point onwards.

My life was soon transformed in to a huge mess and I had 3 different debt collection agencies hounding me day and night. I remember quite clearly that one of those days I received 26 calls in a span of 13 hours and that was when I realized the extent of trouble I had placed myself in.

My family was not spared either. Hey called up my parents who lived quite far and also my brother and his wife too. These poor folks were disturbed even while they were at work. Despite having my contact number and all other relevant details, the debt collection agencies used to call my relatives up and harass them at home and at their work places just to mount pressure on me.

Each day I would wake up to rude and insolent calls from debt collection executives and all I wanted was to run away from everything. To add salt to injury, the debt collection agencies also began to damage my credit reputation by various methods.

They sent in negative collection reports and also started sending out several enquiries about my credit reports. All these activities were repeated by each of the 3 debt collection agencies and that too at a very avid pace. Day by day my credit scores were getting tarnished and pulled deeper in to the dirt. When I checked my credit scores were rotting at 530.
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I was desperate at that point of time. Would any credit card company offer me any more credit after seeing such rotten credit scores? Would I ever be able to dream of owning a home anymore and would any bank in its right senses ever extend any sort of loans to me? Could I even hope to land any jobs in future? All these doubts and worries were crossing my mind at rapid pace and nothing seemed appropriate at that moment.

That was when my brother suggested that I hire professional help to repair all the damaged credit reports. I was a bit unsure about this and instead tried to indulge in some credit repair of my own first. I tried calling up the debt collection agency office and talking them in to stop damaging my credit reputation like this. But all I got were more insults and abuses.

Soon I realized that professional credit repair was the need of the hour and that was best left to the credit repair experts. My brother suggested that I go with a reputed credit repair firm called as Lexington Law. I enquired about them to find that they were located in Salt Lake City, UT.

They had been serving hapless debtors like me since 1991 and enjoyed the support of over half a million satisfied customers. They had a removal rate of 98 %.

When the Lexington Law firm attorneys saw my case they assured me that all of the negative entries would be removed one by one. Sure enough, I began receiving mails from their office in a short while intimating me of removals of negative entries that were reported against my credit account. Each removal fetched me an addition of 10-50 points.

My score finally started to rise!

707credit score tracker

I couldn't believe that my score was finally above 700! It was literally a dream come true.

Soon all of the negative entries were removed and my credit scores bounced back to 707 and I was a happy man.

The Lexington Law Firm attorneys have extensive experience in getting all sorts of negative entries removed. They can deal with charge offs, liens, repossessions, civil judgments, bankruptcy, late payments and all other kinds of negative entries.

Here are some pictures of more deletions letters I received!

Here are even more credit repair deletions!

Credit Repair does wonders! I'm so happy these items got deleted as well, this was the leading cause behind my huge increase in score.

Final credit score tracker

Here is another credit score monitor that shows my credit improvement!

If you too have been suffering in a similar way at the hands of merciless debt collection agencies like RJM Associates then you need to contact the Lexington Law attorneys soon without wasting any more valuable time.

They can be reached at 1-800-251-3505 and you may even benefit from a free consultation. So call them today and regain your peace of mind soon!

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